Welcome to PM Consultancy Services

👋 Welcome to PM Consultancy Services

Slogan: Unbiased Insurance Services

At PM Consultancy Services, we believe in providing honest, unbiased, and transparent insurance guidance to Indian families. Whether you are in India or abroad, we help you make the right decisions for your family's financial security.

We are proudly led by an NRI professional currently in Canada, with 11+ years of industry and real-life family experience, bringing global awareness and grounded values to every recommendation we make.

"We don’t sell policies. We help you choose wisely."

📅 Services We Offer

✉️ Term Insurance

  • Free advice on top plans from Tata, HDFC, Max Life, ICICI, etc.
  • Side-by-side PDF comparison
  • Custom plans for salaried, self-employed, and NRIs

🏥 Health Insurance

  • Individual and family floater policy suggestions
  • Help in choosing between Tata AIG,Care, Niva Bupa, Star, HDFC Ergo etc.
  • No pressure, just proper guidance

🌟 NRI Family Insurance Planning

  • Helping NRIs protect their families in India
  • End-to-end support via WhatsApp and Zoom
  • Coordinating with licensed Indian advisors for final documentation

🙋️ Why Choose Us?

  • ✅ Unbiased Recommendations: No tie-up with a single company
  • ✅ Handled from Canada with Support in India
  • ✅ Simple Google Form to Start
  • ✅ Personalized, Human Advice — Not Robo Quotes
“Your trust is more valuable than our commission.”

📞 Contact Us Now

🌐 Fill this quick form for FREE advice: [Insert Google Form Link Here]

📱 WhatsApp: +91 [8977542909] or +1 [647-654-6968]

📱 Email:pmcsinsurances@gmail.com

🌐 Blog: pmconsultancyservices.blogspot.com

📈 Client Story

"I was confused with so many health insurance plans. PM Consultancy guided me in plain Telugu and helped me choose the best one for my parents. Thank you!" — Mahesh, Hyderabad

🌟 Our Goal

To help 500 Indian families in 2025 with trusted insurance planning and build peace of mind.

📝 Upcoming Blogs

  • Top 5 Term Insurance Mistakes People Make
  • What is Room Rent Limit in Health Insurance?
  • NRI Guide to Protecting Parents in India

Comments

Post a Comment

Popular posts from this blog

You Need to Pay Big Money to Hospital Even though You have Health Insurance Coverage If You miss these 3 options

Image
  When purchasing health insurance, it's important to understand specific aspects such as co-pay, room rent limits, and coverage for non-medical items. Here's a detailed explanation of these components: Here we go.............. 1. Co-pay (Copayment): Definition: A copay is a fixed amount you pay for a covered healthcare service, typically at the time of service. This is separate from your premium and deductible. Purpose: Copayments are designed to share the cost of care between you and the insurer, encouraging responsible use of medical services. Example: You might have a $30 copay for a doctor's visit or a $10 copay for a prescription drug. This amount is predetermined and outlined in your insurance policy. Considerations: Look at the copayment amounts for various services like specialist visits, emergency room visits, and prescription medications to understand your potential out-of-pocket costs. Check whether company or insurer Paying 100% or not. Co-Pay 2...
Read more

How to Understand Health Insurance Jargon in Simple Telugu

Image
  💡 ఆరోగ్య బీమా పదాలు సరదాగా – శ్రీను & బుజ్జి స్టైల్ లో బీమా ఉంది అంటే చాలు అనుకునే రోజులు పోయాయి! ఇప్పుడు పదాల్ని అర్థం చేసుకోవాలి – Co-pay, Room Rent, Waiting Period … ఇలా ఎన్నో! ఇవి అర్థం కాకపోతే... బీమా ఉన్నా బిల్లు బాకీ అవుతుంది! ఇందుకే మీకు ఈ కథ: శ్రీను - బుజ్జి ! 🎬 శ్రీను బిమార్ & బుజ్జి బుర్రో శ్రీను హాస్పిటల్‌కి వెళ్లి బిల్లు చూసి గుండెలు దడదడలాడుతున్నాడు. బుజ్జి వచ్చి అడిగాడు: “అన్నా బీమా ఉందంటావు, బిల్లు ఎందుకంత?” శ్రీను: "రా బుజ్జి... బీమా ఉంది కానీ ఈ కో-పే, రూమ్ రెంట్, నాన్ మెడికల్ అంటూ నా జేబు గాలికి పోతుంది!" 📘 1. Co-Pay (కో-పే) 👉 కో-పే అంటే బిల్ మొత్తంలో కొంత శాతం మీరు చెల్లించాలి. ఉదా: ₹1 లక్ష బిల్ అయితే 10% కో-పే అంటే ₹10,000 మీరు, మిగతా ఇన్సూరెన్స్ కవర్ చేస్తుంది. బుజ్జి టిప్ : “బీమా అంటే అన్నిటి కవర్ కాదు అన్నా – నీ వంతు ఖర్చు కో-పే లో ఉంది!” 🛏️ 2. Room Rent Limit (రూమ్ రెంట్ పరిమితి) 👉 రోజుకి గదికి కవరే ఉండేది. ఉదా: ₹5,000/day. మీరు ₹8,000 గదిలో ఉంటే ₹3,000 మీ ఖర్చే! బుజ్జి జోక్ : “పాటింట్లో పడుకోవడం మంచిదే అన్నా… హాస్పి...
Read more